Higher risk requires more months of coverage
| Category | Value |
|---|---|
| Monthly Expenses | $2,000.00 |
| Base Months Required | 3 months |
| Dependents Multiplier | ×1.00 |
| Goal-Adjusted Savings Rate | 10.0% |
| Recommended Monthly Savings | $250.00 |
| Time to Emergency Fund Goal | 24.0 months |
| Recommended Total Emergency Fund | $6,000.00 |
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